Boat & Watercraft Insurance
Why have boat insurance?
Simply put, accidents happen. Ohio does not require boat insurance but most boats cost as much as or more than a car. They are expensive to repair or replace and the additional expenses of a boating accident can add up. Protect yourself and your asset with insurance.
Boating insurance is recommended for:
- Motor Boats
- Sail Boats
- Pontoon Boats
- Leisure Crafts
Watercraft insurance does not usually cover kayaks, canoes or personal watercrafts.
What does boat insurance cover
Similar to car insurance, boating insurance covers you and your boat in the event of an accident. The main areas of coverage are:
- Collision Damage
- Property Damage Liability
- Bodily Injury Liability
- Comprehensive
- Additional options include coverage for medical payments, equipment, personal property and accidents with other boaters who are uninsured or underinsured.
The best answer is to discuss your needs with an independant insurance agent who can help you determine your risk factors and outline and insurance plan that protects you and your loved ones.
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